There’s no rule about when or for whom bankruptcy is right. A good bankruptcy lawyer will evaluate your individual circumstances before suggesting any particular legal alternative. In some circumstances bankruptcy is the only option; in other cases, another approach may be less expensive and equally favorable. Contact Miranda & Maldonado, and a good bankruptcy lawyer can help you make the right decision.
Chapter 7 bankruptcy is the most common bankruptcy; all of a person’s unsecured debts (such as credit card debt, medical debts, car repossession, or home foreclosure judgments) are liquidated. Chapter 7 is primarily for those without income or with income insufficient to satisfy their debts.
Chapter 13 bankruptcy requires attention to detail in drafting an acceptable plan, negotiating with creditors, and dealing with the Chapter 13 Trustee’s office. Furthermore, if you file a Chapter 13 bankruptcy to maintain your home or other assets, it’s imperative to have guidance from an experienced bankruptcy lawyer. Otherwise, a simple mistake can cost dearly.
Creditor Representation in Consumer and Business Bankruptcy Cases under Chapters 7, 11, 12 and 13 of the United States Bankruptcy Code including:
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Together, Mr. Miranda and Mr. Maldonado have represented individuals and multi-national companies before the United States Citizenship & Immigration Service (USCIS), Immigration & Customs Enforcement (“ICE”), the Immigration Courts for both detained and non-detained clients, before the Embassies and Consulates of the United States Department of State, as well as the United States Department of Labor (“DOL”).
Carlos A. Miranda, Esq. serves as the Managing Partner of the Bankruptcy Practice. We represent individuals, families and even small businesses in Chapter 7 and Chapter 13cases in the U.S. You are not alone. Many families and small businesses are suffering in these difficult economic times. We attorney can help you get a new start.
At Miranda & Maldonado, PC we are dedicated to providing aggressive and affordable business litigation services that meet the needs of clients whether the dispute is complex, simple, or anywhere in between. When it comes to business litigation, the services of a commercial litigation attorney provide a valuable benefit that can save businesses and entrepreneurs a great deal of time and money.